Set Goals & Readiness
Get clear on your financial story, goals, and buying power so you can move forward with purpose and confidence.
FEARLESS
About Course
The Fearless Homebuyer Program is a self-paced online course designed to guide first-time buyers through every step of the homeownership journey. Through clear, practical lessons, you’ll learn how to manage your finances, understand the mortgage process, and prepare for lasting success as a homeowner.
You’ll learn directly from experienced industry professionals who understand the real challenges many families face when trying to buy a home. Through video lessons, real-world examples, and hands-on tools, this course helps you build a strong foundation in credit, budgeting, loan options, and homeownership responsibilities.
Whether you’re just beginning to dream about owning a home or you’re ready to meet with a lender, the Fearless Homebuyer First-Time Homebuyers Course will equip you with the knowledge, confidence, and strategy you need to succeed.
This program includes 12 modules, each building on the last to guide you from financial readiness to closing on your new home. The course is built around three pillars:
Mindset + Money Clarity
Tackle your financial fears, limiting beliefs, and spending habits that hold you back. Build a confident mindset with a clear financial plan that supports your journey to homeownership.
Mortgage Made Simple
Learn how credit scores, debt-to-income ratios, and loan estimates impact your mortgage options. You’ll gain the knowledge to compare lenders, understand your numbers, and negotiate with confidence.
From Pre-Approval to Keys
Follow a guided path from pre-approval to closing with step-by-step clarity. You’ll know what to expect during offers, inspections, underwriting, and final closing so there are no surprises along the way.
Course Modules
Your Step-by-Step Roadmap to Homeownership
Phase 1: Build Your Foundation
Budget · Credit · Savings
Strengthen your credit score, build a realistic savings plan, and understand how to prepare for down payment and closing costs.
Application Process
Learn exactly what lenders need, when to provide it, and how to keep your mortgage application on track.
Affordability Analysis
Discover how to define a price range that supports your lifestyle and not just what you qualify for.
Phase 2: Navigate the Market
Pre-Approval Letter
Understand how to get pre-approved and use your letter to strengthen your position in today’s competitive market.
Search & Strategic Offers
Find the right home and make confident, strategic offers that align with your budget and goals.
Facing Market Fear
Develop the patience and mindset to navigate a competitive housing market without losing confidence or clarity.
Bidding Wars Strategy
Learn when to stand firm, when to walk away, and how to protect your financial limits in multiple-offer situations.
Phase 3: Close with Confidence
Home Inspection Mastery
Know what to look for during inspections, how to negotiate repairs, and how to protect your investment.
Loan Processing
Navigate appraisals, verifications, and lender requirements like a pro to keep your loan moving smoothly.
Underwriting Success
Avoid common mistakes, respond quickly to lender requests, and stay on track for approval.
Clear to Close
Prepare for the final steps—signing documents, transferring funds, and receiving the keys to your new home.
Who This Course Is For
First-Gen Homebuyers
First-First Homebuyers
Veteran Homebuyers
Homebuyers With Disabilities
Immigrant Homebuyers
What Our Students
Say And Think
Real results from real homebuyers. Hear how the Fearless Homebuyer Course has helped first-time and first-generation buyers gain confidence, secure financing, and finally close on the homes they dreamed of.
"I went from anxious to confident—and closed on a home I love. This course was exactly what I needed as a first-time buyer."
"The Loan Estimate lesson alone saved me thousands. I finally. understood how to compare lenders properly."
"I finally felt seen and supported as a first-generation buyer. This course gets it."
FAQ
Frequency Asked Question
There are couple of ways:
● Obtain tax residency on the basis of being a high net worth individual.
● You may stay in CA for any 183 days within 12 months period;
● Obtain tax residency on the basis of being a high net worth individual.
● You may stay in CA for any 183 days within 12 months period;
The status of international company may be granted to a CA enterprise in any of the following cases:
a) if the enterprise has at least two years of experience in carrying out the permitted activities, on the basis of which it applies to obtain the status;
b) if the enterprise is a representative of a non-resident enterprise, which has at least two years of experience in the permitted activities.
Virtual Zone Entity (VZE) is an LLC or JSC which is registered in CA, which provides Information Technology (IT) services abroad and gets the status from CA authorities.
Under Information Technology, CA tax code defines following activities: the study, support, development, design, production, and implementation of computer information systems, as a result of which software products are obtained.
VZEs are fully exempt from Corporate Income Tax on profit that the company gets from provision of Information Technologies (services) outside of CA; They are fully exempt from VAT on provision of Information Technologies outside of CA. As a result, normally, companies pay only 5% dividend tax on the dividends distributed to the shareholder. And that’s it.
VZEs are fully exempt from Corporate Income Tax on profit that the company gets from provision of Information Technologies (services) outside of CA; They are fully exempt from VAT on provision of Information Technologies outside of CA. As a result, normally, companies pay only 5% dividend tax on the dividends distributed to the shareholder. And that’s it.
Virtual Zone Entity (VZE) is an LLC or JSC which is registered in CA, which provides Information Technology (IT) services abroad and gets the status from CA authorities.
Under Information Technology, CA tax code defines following activities: the study, support, development, design, production, and implementation of computer information systems, as a result of which software products are obtained.
There are couple of ways:
● You may stay in CA for any 183 days within 12 months period;
● Obtain tax residency on the basis of being a high net worth individual.
The status of international company may be granted to a CA enterprise in any of the following cases:
a) if the enterprise has at least two years of experience in carrying out the permitted activities, on the basis of which it applies to obtain the status;
b) if the enterprise is a representative of a non-resident enterprise, which has at least two years of experience in the permitted activities.